![]() ![]() Then they said I had to pay the remainder 76 dollars. We paid the car off 3/31 and they still reported us derogatory. The letter stated we had until April 15th before negative reports would incur. Agent told me that I was obviously misquoted and that we in fact were already reported as derogatory and that she could obviously see that we had in fact made payments on time as well as double payments for February and March and had even attempted to settle the account in full. My husband is not available to speak to anyone due to his line of work and I handle all calls. But lied and said she had spoke with my husband. I called back again and asked how could this be when we paid what was quoted and the new agent was very nice, reviewed my account and said she was going to read the last agent notes. They delayed processing the payment for a few days and then sent us a letter stating we still owed 76 dollars and that due to this we will be reported derogatory and repossession would be done if not paid in full by 4/15. I went online and posted the payoff amount quoted. I lost my mind and asked if the differed payments were past due, why were we marked as paid on time for February she stated that as long as we paid by April 15th we would not be reported as derogatory. I asked how could that be and she stated that all differed payments needed to be paid in April upon closure of the contract and that the deferred payments were now being reported as past due. If you aren’t interested in auto payments you can still make payment via phone, mail, or Quick Collect options with Moneygram.When the second agent spoke to me she was very rude and said that the contract was due to expire in April and that April was the final month payment was due in full. If you don’t want to worry about when your next auto payment is due you can setup automatic payments. All of your loan payoff balances are updated and visible just in case you want to make a payoff. You can also check the status of your recent payments made to see if they have been received and reflects in your balance. Instead of depending on monthly statements to arrive in the mail you can easily login to your account and view them online. You will be able to make any changes to your personal information such as address, email address, phone number, change bank info, etc. Once you have your login details you will have lots of options available to you pertaining to your auto loan. To have your monthly payment deducted from your bank account, sign up for our Auto Pay (ACH) program. You can schedule your payments up to 30 days in advance or split payments between 3 different sources. You can make a check (ACH) or debit card payment over the phone by calling us toll free at 1-88. Your payment should be viewable in your payment history within three (3) business days, and it will be shown as a credit to your account as of the date it was submitted. You will receive a payment confirmation and your payment will be shown in your bank account within two business days. To change your banking account information, click here or call us toll free at 1-88 to speak with a Customer Care Representative. You can enter your bank information or you may be able to select an account that you have used in the past to make a payment to us. You can make a payment online with no fee from by clicking here and choosing the “Make a Payment” option. How to Make Your Setf Toyota Payment Online You will need to enter your username and click the red Reset Password button. If you have forgotten your password click the password link to have your password reset. If you have forgotten your username click the username link then enter your email address associated with your account then click the red Submit button. ![]() If you’ve forgotten any part of your Setf login you can use the self help feature Forgot my username or password links on the login homepage. If you’ve previously financed or leased a vehicle with Southeast Toyota Finance just enter your sign in credentials. If you are new to Southeast Toyota Finance enter the following info: Here’s a few steps on how to get started: Southeast Toyota customers can access their car loan or lease account online using the Setf login website. If this is your first time and you need to register for an account you can click the New Customer Setup which will only take a few minutes from there before you will be able to start using your online account. ![]()
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